Storm Damage & Insurance Claims
Protecting Your Roof, Your Belongings, and Loved Ones
Nature is a force to be reckoned with. From strong winds and hail storms to thunderstorms and blizzards, we have experienced it all. With all of that, comes the damage, strong need for repairs or replacement on your roof, and filing insurance claims. Don't let your roof go unnoticed. Storm damage is one of the strongest forms of damage that if ignored, can not only be costly but can also be dangerous. Protect your roof, your belongings, and your loved ones from any further damage by taking care of any potential damage with the help of Bay to Bay Building Concepts, LLC.
We're going to be going over some of the various signs of storm damage and what you need to know. If your roof has been hit by any type of storm and you're unsure if you need repairs or a replacement, connect with us directly. We offer free estimates to help you understand what you need.
We're also going to be discussing the proper ways to file an insurance claim and how you can get your roof taken care of. Our team works directly with your insurance provider, and we make sure that your claim and roof are in the best hands possible. If you're needing assistance in how to file your claim, continue reading, or contact us directly today!
Learn More About...
Wind Damage And Your Roof
Wind storms can be brutal to your roof, especially if your roof has been exposed to years and years of steady heavy winds. While some forms of wind damage are easier to spot, such as falling debris or shingles, other forms of wind damage aren't as obvious. The effects of wind damage can range from a higher energy bill, the collapse of your roof, or holes in the structure of your roof. The structure of your roof and the integrity of the materials matter.
What Does Wind Damage Look Like?
Wind damage can range from a variety of damages. These forms of damage include, but are not limited to:
- Peeled Up Roofing Materials
- Roof Material "Lifting"
- Flying Hazards
- Fallen Debris or Shingles
- Warped or Bent Fixtures
- Clogged Gutters
All forms of wind damage should be taken seriously. If they are not dealt with right away, you could risk damage to your property and to belongings inside the structure and the safety of you and others.
Hail Damage and Your Roof
Hail storms, whether they're from summer thunderstorms or harsh winter storms, can have strong effects on your roof. After all, all those small, and sometimes not so small, pellets of ice are consistently hitting your roof at high falling speeds. While your roof is designed to protect you, over time, even a heavy hail storm can strongly damage your roof.
What is Your Risk of Damage?
The severity of the hail damage also is going to depend on the material that your roof is made out of. These materials may be:
- Asphalt and Wood Shingle Roofing
- Metal Roofing
- Tile, Clay, and Concrete Roofing
Many times, the damage from hail will consist of either small or large dents in the structure of your roof or excess water damage. Water damage can occur if your gutters or roof isn't draining the water properly. Sitting water can pool up and easily dissolve the materials of your roof, which may cause it to collapse. After the storm has passed, check your roof for signs of damage and make sure that the melted water has somewhere to drain. If you're unsure of this, connect with our roofing experts.
We will be able to safely and easily evaluate your roof and check for signs of hail damage.
Thunderstorm Damage and Your Roof
Thunderstorms, like hail, can come during the winter and summer months. No matter when they happen, you want to make sure that your roof is protected from them.
There are two main forms of thunderstorm damage that you'll notice
The first type is any damage that may have been caused by lightning strikes. While it is rare that lightning will hit your home, the chances aren't 0%. If your home has been struck by lightning and damaged, call emergency officials immediately. Lightning can damage your electrical system, cause fires, and do other forms of damage that will need immediate assistance and may even require medical attention. After that, you may need to get emergency roofing repairs, which we can help with as well.
The next type of damage is water damage. Water damage from a thunderstorm can happen in a variety of ways. These can range from:
- Visible Water Infiltration
- Loose Debris
- Missing Shingles
- Broken Gutters or Downspouts
- Pooled Water
- Leaking Water
- And More
Filing Your Insurance Claim
In addition to superior roofing services, we also help you get the repairs you need and the money you deserve from your insurance providers. As we've mentioned, storms can do lots of damage to our roofs. Our team not only provides you with excellent service but we also help you handle your insurance claim, working directly with your company from filing, repair, and the clean-up process.
When filing your insurance claim, make sure to take these steps:
Step 1: Contact Bay to Bay
We will assess the damage as soon as possible and connect with your insurance company. Then we initiate the claim process quickly and efficiently to help repair and restore your roof.
Step 2: Document Your Claim
It's important that you document everything when it comes to the damage of your roof. Take pictures on your cell phone, write down descriptions, or anything else that you need to do to document the damage from a past storm. This damage ranges from your roof, damage to the house, personal belongings, and more. Do not throw anything away. Throwing away damaged valuables could alter your insurance claim.
Step 3: Secure
Make temporary repairs to protect your roof and avoid any additional damage. Don't try anything dangerous or out of your comfort zone. We suggest hanging tarps, boarding up windows, and other aspects. We can also help with this if you are unable or uncomfortable doing so.
Step 4: Finalize Your Claim and Begin Repairs
Once your claim is filed, it should only take a few days for your insurance company to approve the repairs process. After we've received approval from you we can begin working on your roof.
Understand Your Homeowner's Insurance
Along with filing a claim, you want to make sure that you understand your homeowners' insurance. Most homeowners' insurance plans insure you against storm damage to your roof. While this depends on your personal insurance, it's imperative to have an understanding of your insurance coverage, as it could ensure that even if your roof is damaged by a passing storm, you don't have to break the bank just to make it functional again.
You'll also want to make sure you understand the requirements for filing claims! The last thing you want is to miss the time frame that your insurance will accept a claim for storm damage. We understand that this can be tricky, so if you're in need of help, connect with our experts today!
If your current plan doesn't have coverage for storm damage and you live in an area where storm damage to homes and buildings is relevant, it's something you should definitely consider within your current or future plan.
What Can I Do To Prevent Storm Damage?
While there is nothing we can do to control mother nature, there are some things that we can do to help prevent storm damage.
Invest in Properly Installed, High-Quality Roofing
It all starts with your home's initial construction and the overall quality of your roof. When your roof is constructed with care, attention, and with the severe elements that will affect it in mind, you have a solid foundation that is prepared to protect your home and last for years to come. When your roof is well-made, the chances of severe damage to your roofing materials are decreased; plus, you have a quality interior roofing structure that will enable you to repair, and not replace, your roof in the event of minor damage. No matter if you're building your dream home or needing a replacement roof, get a roof that is made out of strong and high-quality materials.
Invest In Regular Routine Roof Maintenance
Whether you have damage to your roof or not, you should always be getting your roof inspected at least once a year, but preferably in the spring and fall. Now, when you do live in an area that may be heavy with storms, we recommend that you have your roof inspected after any severe storm.
For self-conducted roof inspections, start on the ground. Look for roofing materials on the ground below your roof. If you see any, contact us immediately so we can find the exact problem spots and repair the issue before it becomes a larger problem. If you don't see anything on the ground, it's time to get on the roof (if you can't do it safely or comfortably, call us; we're here to help!) and look for any signs of damage specific to your type of roofing.
When you inspect and maintain your roof, you can avoid serious repairs or replacements!
Top-Quality Customer Service & Craftmanship
At Bay to Bay Building Concepts, we are the number one choice when it comes to roofing services.
When you choose us, you're choosing the highest quality customer service and craftsmanship.
Why choose Bay to Bay, you may ask? We work directly with your insurance provider. Our 24-hour response team is here to help you get your claim started no matter what time of day it is. Our job is to make sure that everything runs as smoothly as possible.
We also offer lifetime warranties for storm restoration. Once we repair your home, the work doesn't end there. Our lifetime warranties, available for your convenience, ensure that you'll always have a safe roof over your head.
We even help with financing! We understand that unexpected damages can be a large expense and while they are necessary, they can leave you feeling anxious and worried. To ensure that you get the protection you need in a timely manner, we offer financing at 0% interest and 0 payments for the first 24 months. Learn more by contacting us directly!
Hear From Some Of Our Past Customers
Bay to Bay delivers corporate level results from a local, small-town company. The staff is knowledgeable, courteous, and hardworking - and most importantly, they deliver on their promises and commitments. I highly recommend Bay to Bay, and will be using them for all of my future projects!
I am a realtor. I contracted Bay to Bay to do a major roof replacement job on a house and garage that I am getting ready to list for a client. Not only did they start on the job within 3 days, they completed it in one day! The quality of the work was amazing. The value that they added to the house was at least twice the cost of the job. The sales representative, Hunter Larson, was extremely knowledgeable and is definitely a customer-first service professional. He is a rock star in the home improvement business. I highly recommend Bay to Bay!
The owner is friendly and very concerned that you be happy with his guys' work. New roof, seamless gutters, and siding. Different groups each job but they were specialists at what they did. Any concern or lack of knowledge that I had was addressed immediately. I would highly recommend Bay to Bay!
Ann Fisher Collver
I would like to thank Bay To Bay for their professionalism thus far on my roofing project, I called them out to give us an estimate on a new roof, after inspecting the roof and attic they determined this could be an insurance claim because of wind damage, long story Short we are getting a new roof and it's being paid for by our insurance company, I would have never thought to look for any damage, all though we probably won't have the new roof till spring it's a relief knowing that the insurance is covering it, I want to give a special thanks to Corey Green from Bay To Bay for being so professional and working so hard to get a claim for us, and keeping me informed on everything that is being done, Thanks again, Corey.
I had a huge tree limb fall on my roof this past summer. While I have homeowners insurance I'm not very familiar with how making a claim goes, but knew that calling roofing companies was where to start. Bay to Bay sent out a young guy to take a look at the damage. The best thing about it, he wasn't high pressured with making the sale, explained how an insurance claim works, asked for my patience with delays they knew they would run into with Covid and the shutdowns, and essentially handled the claim from start to finish. Easy to recommend them to my friends and family looking for roof repairs.